Taxes in Crystal lake, IL
Updated 2026 • Property, income & sales tax data
📊 Total Annual Tax Burden in Crystal lake, IL
The combined effect of property, income, and sales taxes determines your total tax burden. Based on Crystal lake's median household income of $103,018 and a local median home price of $363,325.
🏠 Property Tax in Crystal lake, IL
Property taxes are collected by local governments and used to fund schools, infrastructure, and other local services.
Note: The effective rate represents the percentage of a property's value paid in taxes annually. The US average property tax rate is approximately 1.1%. The estimate above uses the local median home price of $363,325 for Crystal lake, not the national median of $419,200.
💼 State Income Tax in IL
Income tax rates and brackets vary by state, impacting residents' overall tax burden. The top bracket applies to income above $Flat rate.
Note: Tax estimates are approximations based on standard deductions and may not account for all applicable credits, deductions, or individual circumstances. For personalized tax advice, please consult a qualified tax professional.
🛒 Sales Tax in Crystal lake, IL
Sales tax is applied to most retail purchases and is collected by merchants at the point of sale. The rate can vary based on location and type of purchase.
Impact on Common Household Expenses
| Category | Annual Spending | Est. Sales Tax |
|---|---|---|
| Groceries | $7,000 | $770 |
| Retail | $5,000 | $550 |
| Dining | $3,500 | $385 |
| Total Annual | $15,500 | $1,705 |
💡 Did you know? Not all states tax groceries, and some have tax holidays for specific items like back-to-school supplies or emergency preparedness equipment. Check with local authorities for exemptions that might apply to you.
Understanding Your Tax Burden in Crystal lake, IL
Crystal lake, IL residents deal with higher property taxes (approx. 2.49% effective rate), and 6.25% sales tax. This comprehensive tax guide helps you understand your financial obligations in Crystal lake.
Tax Pros & Cons of Crystal lake, IL
Pros
- •Friendly community vibe
- •Growing job opportunities nearby
- •Welcoming to newcomers
- •Low crime rates generally
- •Access to lakes and nature
- •Family-friendly activities abound
- •Small-town charm with amenities
- •Good schools in the area
- •Diverse local events and culture
- •Nice parks and outdoor spaces
Cons
- •Public transport options lacking
- •Some traffic congestion issues
- •Job market competitive for some
- •Limited diversity in some areas
- •Tax rates can be high
- •Limited nightlife options
- •Seasonal weather challenges
- •Higher cost of living
- •May feel isolated at times
- •Limited cultural events
Frequently Asked Questions
What is the cost of living in Crystal lake, IL? ▼
The cost of living in Crystal lake, IL is 0% equal to the national average, with a cost of living index of 100 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown →
Is Crystal lake, IL a safe place to live? ▼
Crystal lake, IL is average in terms of safety, with crime rates near the national average. Safety varies significantly by neighborhood. View detailed Crystal lake crime statistics →
What are the best neighborhoods in Crystal lake, IL? ▼
The best neighborhoods in Crystal lake, IL depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods vary in price depending on proximity to amenities and schools.
How are the taxes in Crystal lake, IL? ▼
Tax rates in Crystal lake, IL include state and local components. The cost of living index of 100 reflects a moderate cost environment compared to the national average. View detailed Crystal lake tax information →
How does Crystal lake, IL compare to nearby cities? ▼
Crystal lake, IL offers comparable costs to nearby communities. With a cost of living index of 100, median home prices of $0, and a crime rate of 0 per 1,000 residents, you can compare these metrics side-by-side. Use the compare feature to evaluate specific cities.
What is the weather like in Crystal lake, IL? ▼
Weather in Crystal lake, IL varies by season. Climate data varies by season. View detailed Crystal lake climate & environment data →
Explore More About Crystal lake, IL
📅 Last Updated: February 2026
Sources: Tax Foundation, State Revenue Departments, U.S. Census Bureau ACS